About Us
Quantum Card Processing is a full-service credit card processing and merchant services provider delivering secure, fast, and cost-effective payment processing solutions for businesses of all sizes. We help merchants accept credit cards, debit cards, contactless payments, mobile payments, and online transactions with reliability and transparency.
Our platform supports EMV chip cards, NFC tap-to-pay, Apple Pay, Google Pay, and virtual terminals, giving businesses the flexibility to accept payments in-store, online, and on the go. Whether you operate a retail store, medical practice, e-commerce business, restaurant, professional service, or enterprise organization, we tailor processing solutions to fit your exact needs.
Security is at the core of everything we do. Quantum Card Processing provides PCI-DSS compliant payment processing, advanced fraud prevention tools, encrypted transactions, and real-time monitoring to protect both merchants and customers. Our systems are designed to reduce chargebacks, prevent unauthorized transactions, and ensure regulatory compliance.
We offer competitive credit card processing rates, transparent pricing, and no hidden fees—so businesses keep more of what they earn. Clients benefit from fast approvals, reliable payment gateways, next-day funding options, and dedicated customer support based in the United States.
At Quantum Card Processing, we don’t just process payments—we help businesses increase cash flow, improve checkout experiences, and scale with confidence. From small businesses to high-volume merchants, our mission is simple: secure payments, faster deposits, and smarter merchant solutions.
Disclaimer: National average credit card processing rate estimated at 3.5% based on an average monthly processing volume of $30,000. Savings examples are for illustrative purposes only. Actual rates and savings may vary based on industry type, card mix, processing volume, transaction method, and available program options. Quantum Card Processing rates are subject to underwriting approval and may vary by business classification and selected pricing structure.
Special Programs
Reward Pay Choicecompliant surcharge program
Merchants can save 50-70%Â on credit-card processing costs.
RewardPay Choice helps merchants save on credit-card processing by adding a small, fixed-percentage surcharge to each transaction. The surcharge is paid by the cardholder at checkout, allowing merchants to keep the full sale amount.
Why merchants love it:
- Significant savings—keep more of your revenue.
- Fully compliant with card brand and state rules. *
- No surprise fees—merchants can set their own surcharge rate (up to 3%). **
- *Compatible in every state except CT, NY, MA, and ME
- **up to 2% in OK
Consumer Choice dual-pricing program
Merchants can save 100% on processing costs.
ConsumerChoice offers merchants the flexibility to pass along processing costs to customers by setting two prices: one for all card payments and a discounted cash (or ACH) price.
Give customers the choice to pay with their preferred method while eliminating card processing fees, helping merchants save money on every transaction.
Why merchants love it:
- Optimal savings—maximize your revenue
- Fully compliant with card brand and state rules
- Customer choice—empowers your customers to consider and choose payment method
Service-fee program savings for municipalities
Quantums Service-Fee Program is designed for eligible merchants like government entities and educational institutions to eliminate payment-processing costs.
How it works:
- A predetermined service fee is added to each transaction and paid by the cardholder.
- The full payment amount is deposited into your account.
- The service fee is deposited into a separate account and used to cover processing costs.
Merchants can accept payments online, in person, and over the phone.
Service fees are clearly itemized and separated from the payment total.
